Terms and Conditions of Use


The PEF Capital website (“Website”) is owned and operated by, and covers the products and services of PEF Capital 77 622 677 972 (“we”, “us” and “our”) having its registered office at C/- The Capital, Little Tokyo Two, Level 4, 155 Queen Street, Brisbane City QLD 4000, Australia.


In accessing and using of the Website and Membership area, you agree to be bound by these Terms and Conditions of Use (“Terms & Conditions”).


It is recommended that you review the Terms & Conditions periodically as the content or services of the Website may change without notice. You agree to accept any changes by your continued access to and use of the Website.


  1. User Identification and Password


Access to and use of the membership area of the Website is controlled by a Unique Identifier and Password (“Login Details”). When accessing this area you agree to be bound by the following specific terms and conditions of use in addition to the general Terms & Conditions:

  • acknowledge that you have read and understood the Terms & Conditions;
  • keep secure and not disclose your Login Details to third parties, and immediately notify us of any unauthorised access to, or use of your details;
  • be responsible for the use of your Login Details by third parties and acknowledge that information relating to you will be disclosed to any user using valid Login Details whether or not you have authorised such use;
  • that any information provided by you is accurate;
  • not disrupt, hack or otherwise interfere with other users of the membership area;
  • your access may be revoked by us at any time and without notice; and
  • agree to indemnify PEF Capital and any related entity, agent or representative against any damage, cost, loss, expense, action or claim which may arise from your use of the membership area, failure to ensure confidentiality of your Login Details and use of your Login Details by third parties.


  1. Accuracy of Information

From time to time, PEF Capital may publish blogs, news reports, articles and other editorial information and material on the Website. We will always take reasonable steps to ensure that this information is accurate, relevant and up to date. Other than any statutory liability that cannot be excluded, we do not warrant the accuracy, reliability or currency of any information or material displayed on the Website nor are we responsible or liable whatsoever for any loss, damage or other consequence for reliance on or use of this information and any opinion, recommendation or conclusion provided.


The Website’s content is intended to provide general information only. Any material displayed does not take into consideration your subjective financial situation, investment objectives or advisory needs. It is up to you to ensure you have considered all necessary factors and consulted independent professional advice before making an investment decision.


  1. Links to other Sites

The Website may contain links to other sites which are not controlled or operated by us. PEF Capital does not support, endorse or recommend products or services of third parties nor their content and we take no responsibility for the information provided on those websites.


  1. Unauthorised Use & Loss or Damage

You must not attempt to change, manipulate, deface, remove, add to, hack or otherwise interfere with the Website or any content or material displayed therein.


PEF Capital and any of its related entities, agents or representatives are not liable for any damage of loss suffered by your system or website in connection with the use of the Website. We do not guarantee that the Website will be free from viruses, malfunction or otherwise interrupted so as to cause damage to any system accessing the Website. It is your responsibility to take all necessary precautions to protect your system.


  1. Fund Performance and Return on Capital

PEF Capital’s investment philosophy is characterised by sound judgement through calculated risk. Every effort is made to continually provide significant returns on your investment in building your wealth. However, as with most investments there is risk. PEF Capital and any of its related entities, agents or representatives do not guarantee any return on capital, the success of any financial product, nor any particular rate of return. Our investment products and services are subject to risk. The unit price of your investment may fluctuate and performance is not guaranteed. Past performance is not an indicator of future performance.


  1. Copyright and Trademarks

PEF Capital, unless otherwise stated, owns the copyright of all material, software, design, text, code and graphics contained in or used in producing the Website and all material and information including arrangement and layout.


You are able to display or copy information from the Website solely for your own personal and non-commercial use so long as you do not modify such material and you include our copyright notice. You agree not to reproduce or circulate such material in any other way nor use any registered trademarks of PEF Capital without our prior express written consent.


  1. Indemnity

Where a claim has been brought against PEF Capital by a third party, you agree to fully reimburse us and any related entity, agent or representative for any loss, damage, costs, expenses, proceedings, actions or liabilities suffered as a consequence of your improper use of the Website.